“Capture the Night” at 0% interest, even without a credit card!

When it comes to smartphone photography, lighting is often a big factor, and can make or break a great shot. A scenery that yields a stunning pic during the day can all too often turn into a so-so image once the sun sets.

With Samsung’s “Capture the Night” campaign, this problem is now a thing of the past, with an exciting new model that can take great-looking photos even at low lighting conditions. But there’s more: smartphone photographers are in for a double treat, as they can avail of this model at low monthly payments across 9 months with 0% interest—even without a credit card!

Samsung is teaming up with Home Credit, a global Fintech company that helps consumers to purchase smartphones and other goods on installment, to offer the new Samsung Galaxy J7 Pro at 0% interest in Samsung concept stores and partner retailers throughout the country starting July 15.

The Samsung Galaxy J7 Pro is the perfect flagship for the “Capture the Night” campaign, which has no less than popular actress Liza Soberano as the endorser. With the Galaxy J7 Pro’s 13-megapixel main shooter and F/1.7 aperture, users can snap vivid, bright-looking photos even in low lighting conditions—letting them capture the night, literally! Selfies at night are likewise a cinch, thanks to a nifty front LED flash. And with a 5.5-inch Full HD Super AMOLED screen, you can enjoy your gorgeous pictures and videos to the fullest.

When it comes to performance, the dual-sim Samsung Galaxy J7 Pro is no slouch, as it has an Octa Core 1.6GHz processor on the flagship Exynos 7870 chipset, running on the latest Android Nougat 7.0 OS. The ultra-large 3,600mAh battery life allows users to engage their smartphones more, for longer. Plus, LTE Cat.6 Double Carrier Aggregation Technology gives users faster data speeds on both networks. And if sleek looks are your thing, you came to the right place, as the Samsung Galaxy J7 Pro has an incredibly fluid design thanks to its full metal unibody, curved back, and 2.5D glass.

When it comes to value-for-money, the Samsung Galaxy J7 Pro is already a tough model to beat, as it packs all of the above features in an easy-on-the-pocket P15,990 smartphone. But with Home Credit’s 0% interest promo, consumers can get their hands on the Galaxy J7 Pro at low monthly payments that are even easier on your budget.

All you need to do to avail of this promo is to go to any of the participating outlets, approach the Home Credit sales associate, present two valid IDs, fill in the form, and wait for the loan application result within minutes!

“We know just how important having a great camera is to smartphone users, and the Samsung Galaxy J7 Pro is a great choice for anyone who loves taking photos, day or night,” said Home Credit Philippines Head of Sales Adam Bernasek. “Home Credit is excited to partner with Samsung so that more and more people are able to enjoy this smartphone, through a fast loan approval with affordable installments.”

For more information on store locations, new Home Credit promos for Samsung, and useful tips for customers and interested loan applicants, visit www.homecredit.ph.

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Survey debunks (and confirms) workplace myths on millennials

Home Credit’s HR survey reveals interesting data about tweens—and thirtysomethings, too.

Much has been said about millennials, the segment of the population that typically falls in the 18-29 age range. Every aspect of their behavior, from their TV viewing habits and shopping preferences to home and workplace behavior, is constantly being scrutinized.

With many applicants and new hires coming from this segment, companies are eager to know what makes millennials tick, what motivates them, and perhaps most important of all, what would make them stay with the company. To do this, we need to separate the facts from the myths, the conclusions from the assumptions, and confirm or debunk them as needed.

This is exactly what Prague-based fintech company Home Credit—itself an employer to more than 4,800 millennials, or 82% of the Home Credit PH workforce—did, as it recently surveyed close to 600 applicants about their career and workplace preferences (you can check out the survey here).

With close to 80% of the respondents falling under the 18-29 range, it gave plenty of interesting insights about millennials, while shedding some light on the other/older respondents, too—allowing us to determine whether the following are simply myths, or solid facts:

Myth or fact: work location is everything

It is almost universally agreed by all Filipino workers, young and old, that traffic is no fun—and no good. But some say that millennials don’t mind a few hours of commute daily if it means working at a fast-paced business district, where all the action is (and where the top companies are).

Home credit survye

According to the Home Credit survey results, millennials are virtually split between preferring to work close to home (48%), or work in a top business district (52%). A similar split is seen in the 30-something segment, with 49% wanting their office to be near home.

Myth or fact: it’s all about the money

It’s no surprise that salary is a top consideration for employees, especially young ones, while older workers—many of which might have families to support—also want good benefits for their loved ones. In fact, 67% of Home Credit’s 30 years old and above respondents chose having good benefits for their families over simply having a high basic salary.

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But what might be surprising is that an even higher percentage of millennials—73%– chose good benefits for loved ones over high basic pay, possibly an indicator of Filipinos’ strong family-oriented culture, even among modern millennials.

Myth or fact: work is life

There are those who say that millennials are hooked on long work hours, especially those in creative-driven industries, while some say that young professionals are actually averse to overtime work, and want to have some “me” time after 6.

Home Credit survey

But it seems that workaholics comprise a very small minority, as an overwhelming 76% of surveyed millennials put a premium on work-life balance, almost equal to the 77% preference rate of the 30-and-above group.

Myth or fact: size (and name) matters

Another seemingly obvious ‘fact’ is that employees care about the name or image of the company they work for. A big-name company is good, while a small, obscure company is not-so-good. Right?

Home Credit survey

Not quite—while 54% of young respondents did say that they’d rather word for a big company than a start-up, 46% said that they prefer helping a start-up grow. The discrepancy is even smaller for thirtysomethings, with 48% preferring to work at a big company and 52% wanting to offer their services to a start-up.

Myth or fact: millennials = job hopping + quick promotion

The last (and perhaps one of the most popular) myth/fact: millennials are prone to moving from one job or company to another. And while this is not uncommon, 86% of Home Credit’s millennial respondents said that they prefer to grow their careers in the same company—with the 30-and-above group having the exact same rate.

Home Credit survey

Moreover, 84% of millennials said that they prefer to become specialists or experts in their field before moving up the ladder, while only 16% indicated that they prefer quick promotions.

So what do you think, millennials? Do you agree with the results? Share your thoughts in the comments section!

 

 

 

 

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Home Credit named “Employer of the Year” in PH, APAC

Research group Aon Hewitt cites employee engagement as key driver for HCPH

Home Credit, a Prague-based company that offers in-store financing of gadgets, appliances and other goods, has been recognized by Aon Hewitt, the global talent, retirement and health solutions business of Aon plc (NYSE: AON), as a 2016 Aon Best Employer in the Philippines and in the Asia-Pacific region.

The Aon Best Employers program measures and recognizes employer excellence worldwide, comparing organizations to identify those that strive to create a competitive advantage through their people and become employers of choice.

Under the program, Home Credit Philippines (HCPH) was assessed on several measures, including employee engagement, leadership index, performance culture index, and employer brand index. HCPH scored high marks across all categories based on employee surveys, along with other Home Credit offices throughout APAC.

“When we did our rebrand earlier this year, we said that we are transitioning from a product-focused company into a people-focused company. And by people, we don’t just mean our customers; just as important, we put even greater focus on our own people, underscoring the important role that employee engagement plays in achieving our goals,” remarked Annica Witschard, CEO of HCPH.

“This award illustrates Home Credit’s strong commitment to growing together with its workforce, and we are thankful to Aon for this recognition,” she added.

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“The Aon Best Employers program recognizes the outstanding achievements of organizations that demonstrate excellence in the workplace and consistently deliver strong, sustainable business results,” said Neil Crawford, partner, the Aon Best Employers Program leader, Aon Hewitt. “These exceptional organizations stand above the rest because they empower results through high employee engagement, a compelling employer brand, effective leadership and a high performance culture. We congratulate Home Credit Philippines on being recognized with this distinct honor.”

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What kind of employee are you?

The months of March to May are not just associated with summer (although this is hard to ignore considering the high temperatures lately), but also graduation season. And this also means that many new grads are now busy browsing through Jobstreet or LinkedIn looking for job openings—or at the very least, trying to figure out what careers they want to pursue.

But before asking yourselves which employer is best for you, you might want to ask first and foremost a more basic question—what kind of employee are you? This is a very important question to ask and answer, since all too often, employers are looking for specific qualities in applicants that will give them an edge over other job hopefuls.

And what’s more, knowing what kind of employee you are can guide you on which companies or industries to look for in your job search, and increase the chances of you finding your dream job.

Consumer finance company Home Credit Philippines, which currently has more than 5,300 employees in the Philippines, has come up with a cool survey to help you determine what kind of employee you are. Take the nicely designed quiz here, or answer it below. The mechanics are simple: just choose between A or B!

Which do you value more?

  1. home creditWorking in a high-profile business district
  2. Working close to home

 

 

 

  1. home creditHigh basic pay
  2. Good benefits, including for your family

 

 

 

  1. home creditGetting a lot of overtime pay
  2. Getting good work-life balance

 

 

 

  1. home creditWorking inside a cubicle
  2. Working in an open workplace

 

 

 

  1. home creditWorking for a big, well-known company
  2. Helping a small, startup company get started

 

 

 

  1. home creditGetting a quick promotion
  2. Becoming an expert in your position

 

 

 

  1. home creditMoving from one company to another to increase your market value
  2. Growing with a company, and growing your market value along the way

 

 

So what kind of employee are you? 

According to Home Credit, if you selected “A” more times than “B”, then you are an Achiever. You put high importance on your career, and very ambitious in achieving your personal goals. You would do especially well in a fast-paced corporate environment.

On the other hand, if you selected “B” more times than “A”, then you are a Dreamer. You put great value on career success, and at the same time put great importance on work-life balance. You get along well with people, and this helps you move forward in your career. You could do very well in startups or compact companies, or even as a self-starting entrepreneur!

So are you an Achiever or are you a Dreamer? Share your results in the comments section!